• About Us

    Insurance products for businesses Nationwide

  • Personal and Farm Ranch Insurance

    Insuring personal property as well as farm and ranch operations Nationwide. Located central Montana we know Farm/Ranch

  • Commercial Insurance

    Insuring business through special programs Nationwide

  • Sporting Goods

    Specialty programs for those in the sporting good and outdoor industries

  • Pet Industry

    Specialty coverage for those in the Pet Industry available Nationwide

Send this Glossary Word to a Friend

Your Information
Your Name:*
Your Email:*
Friends Information
Friend's Name:*
Friend's Email:*
There are several watercraft coverage limitations in a standard homeowner policy. Liability coverage is generally excluded for most watercraft, in most situations unless the boat is a sailing vessel under 26 ft., an outboard of 25 horsepower or less or inboard or inboard/out drive motors of 50 horsepower or less. Also excluded is any business use. Standard coverage for direct damage to watercraft is usually limited to $1,500, an amount that includes trailers, equipment and outboard engines. Additional coverage can be had by endorsement to a homeowner policy or via a separate boat policy.

*Required fields:

The security of your personal information is important to Hobson Insurance. Our site uses SSL encryption to ensure your personal information is sent securly to us.

Powered By: Confluency Solutions